A P.I. hasn't paid taxes in ages. When the IRS sends an accountant to investigate him, his only way out is to solve his latest case of a missing heiress. However, someone wants to prevent this.
Racist police officer Jack Moony has a vendetta against Napoleon Stone, a charismatic black lawyer who is sleeping with Jack's old flame Crystal Gerrity. Jack has a heart attack, but his life is saved when he receives Stone's heart, since Stone died mysteriously the same night as Jack was stricken. Stone is not completely gone, however, and as a ghost he is all too happy to give Jack advice on how he should do his job and live his life.
A wealthy Beverly Hills resident who has just become a widow, Clare Lipkin temporarily takes on her friend Lisabeth as a house guest. As the two women deal with their upper-class woes, Clare's driver, Frank, and Lisabeth's servant, Juan, make a wager to see who can be the first to seduce the other's boss.
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